Building or buying a new home differs from buying your typical prefabricated home. All that’s included, what’s not, and what’s hidden in that massive contract depends entirely on your choice of builder. As with any situation where you’re relocating or about to spend a lot of hard-earned money, it’s essential to go in prepared, meaning you’ll need to ask the right questions.

The initial interaction you’ll have with the new home builder will be with the builder’s sales representative. These early meetings are the best time to ask all the questions you might have regarding costs, labor, and other essentials you need to know about before jumping in. Write your questions before you go in for any meeting so you can be sure not to forget anything important, and make sure you’re not timid about getting the answers you need. Since this is a significant project, you don’t want to make any mistakes.

Still uncertain of what you need to be asked? These questions will help you get started. 

When you’re choosing your home

Here are a few questions to ask when choosing your home.

  • What does my family need to live comfortably?

Before deciding on any plans, ask yourself what your family needs are and what will fit them perfectly.

Consider your current living condition and how it might change in the future. If your family is still growing, what will you need in a couple of years?

Consider socializing areas, garage and store room, office and media rooms, and backyard space.

Anything on the want list is a plus but not a necessity. It shouldn’t deter you from choosing a design with all you need.

  • Is this the location best for me?

Your home location is one thing you can’t change in the future. So before making this lifelong decision, consider the suburb and thoroughly research the environment. Does it have all your household needs, like schools, shopping centers, and easy access to highways for traveling?

Make a list of your needs for your perfect location, and work with professionals to find the right place.

When you’re choosing a builder

  • Can I see any previous work from the builder?

When building a new home, you must ask the builder or building companies for a few past clients they’ve worked for that you can drive by to check out or ask for references from other companies in the industry.

If a builder hesitates to show you his previous work, take it as a red flag. Also, check with relevant councils to ensure your builder has all the necessary licenses and certifications.

When you’re gathering your finances

Unless you work in the financial industry, you’ll need to rely entirely on experts to work out your loan and financial structure. It cannot be obvious, so ensure you ask questions until you figure it out and get a good deal.

How do we pay for the home?

When you build a home from scratch, a construction loan is given to you. It is a bit different from a regular loan because the money is paid in installments to the builder as each house stage is completed. This reduces the interest you’re paying during construction.

Make sure you ask your builder how the construction process will look, what deposit is needed, and when the next installments will be paid.

You’ll want to be sure that you’ve gotten the perfect deal on your construction loan and that you understand how the system works.


As a new home builder, it is crucial to ask all the necessary questions to avoid making mistakes that will affect you in the long run. We’ve listed a few questions to help you get started. Ensure to make the best of it.